PRS CareNet Security includes proactive & post-breach services to help minimize occurrence of a data breach and expert assistance if one occurs.


What Is A Data Breach?

A loss, theft, accidental release or accidental publication of Personally Identifiable Information (PII) or Protected Health Information (PHI) including Social Security number, Bank account, credit or debit number, Driver’s license number, PIN numbers, Medical diagnosis, patient history/medications, and other private information defined by state or federal law.

Why Do Senior Living Facilities Need Insurance For Data Breaches?

Virtually no business is immune from this potential risk. Senior Living facilities are unique in that they handle or store more private business, customer or employee data than the typical business, and all of this data is at risk for a data breach. More importantly HIPAA (Health Insurance Portability and Accountability Act) laws create immense liabilities for healthcare facilities who fail to protect private data. Since most facilities have not made significant investments in network security, it is not a matter of if a facility will have a claim, but rather a matter of when! The possibility is especially high for facilities that routinely deal with credit cards, have a large amount of patient medical records, Social Security numbers and other sensitive PII or PHI.

How Do Data Breaches Typically Occur in Senior Living Facilities?

  • Unauthorized access (such as by former employees, vendors or hackers)
  • Stolen or lost paper files, or shipped documents failing to arrive at proper destination
  • Mailing, faxing or emailing documents with one person’s PII to the wrong person
  • Computer system hacked by virus, Trojan horse or improper security
  • Stolen/lost laptop, computer disks, USB flash drives, portable hard drives or back-up tapes
  • Employee error or oversight

How Does The CareNet Insurance Policy Help You Prepare For A Data Breach?

Professional Risk Solutions, in conjunction with certain Underwriters at Lloyd’s and Identity Theft 911, are pleased to offer a Data Breach Privacy and Insurance product to help protect your good name with:

  • Access to breach preparation and crisis management assistance to confidently assess the situation
  • Trusted resources to confidently manage the crisis and control the damage to safeguard your business reputation, help prevent sanctions and fines and avoid civil litigation.
  • Delivery of timely notification to preserve customer and employee goodwill, and access to personalized fraud specialist assistance if any become victims of identity theft or fraud as a result of the breach.
  • Access to resources through a secure breach preparedness Website

How To Get A CareNet Quote Today?

Download the short one-page application below and receive a competitively priced quote within 24 hours!

Send your submissions to Oscar Carrion ( or call 908-834-8410 ext 20 for more information.


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