PRS Has New One Beacon Healthcare Professional Liability Products

Nursing home insurance

Did you know that PRS writes more healthcare accounts than any other independent broker?  We place more than 2,500 accounts in this segment alone, including hospitals, clinics, doctors, assisted living, nursing home and other similar healthcare facilities. We write all speciality lines for these entities, including Directors & Officers, Employment Practices, Professional Liability/GL and Cyber. We’ve gathered some of the best markets to help you with these sometimes difficult placements, including our newest market One Beacon Professional.

So: What Now?

Send us your healthcare new business and renewal submissions.  Primary and excess coverage available.  Primary coverage limits of $1M/$3M or $2M/$4M. Excess coverage limits of $15M/$15M excess of primary commercial insurance or SIR, Medical Payments: $5K per claim/$25K aggregate, and Fire Damage up to $50K. Want more:

  • No minimum retention
  • Claims made PL; occurrence or claims made GL
  • Available on either defense-within-limit or defense-outside-limit basis
  • Evacuation expense reimbursement of up to $100K for unplanned evacuation of residents
  • Legal/Media expense reimbursement of up to $100K for investigation and defense of regulatory or related proceedings, and/or public relations advisory costs
  • Punitive damages coverage – most favorable venue affirmation where permitted by law
  • Coverage available for claims for sexual abuse
  • Per location limits available
  • Minimum attachment for excess is generally $1M (commercial insurance or SIR)
  • Coverage available as follow-form excess PL and GL or umbrella over PL, GL, AL, EBL, and EL

Send your submissions to:
De’Andre Salter (deandre@prsbrokers.com)
Rick Grimes (rick@prsbrokers.com)
Chris Goettelman (chris@prsbrokers.com).

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